Real Estate

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What You Should Know About Buying Mortgage Life Insurance

Before you buy a house, it is a good idea to look at all of the costs. The mortgage payment is the biggest one, but there are a number of other things that you need to consider as well. If you know everything that you will have to pay, it is much easier to make a budget that will really work.

First, you may want to think about buying mortgage life insurance. This is a policy that pays out if you pass away, paying off your home so that your family does not have to worry about it. This is not for everyone, as it adds a monthly bill, but it can give you peace of mind if you are the main breadwinner in the family.

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The Cost of Building a Home in Lekki

If you live in Lagos and you have a high taste for homes, you may have dreamed of perching in Lekki, just as many Lagosians have been dreaming. You have a wonderful opportunity to live among the brightest minds in the city if you live around Lekki, Victoria Island, or Ikoyi.

Lekki Peninsula lies very close to Ikoyi, Victoria Island, and Ibeju-Lekki area. If one is not very careful, it is easy to associate the northen parts of V.I to be Lekki. However, it is noted that Four Points Sheraton Hotels marks the boundary between Lekki and Victoria Island.

It is not very easy to determine how expensive it is to build a house in Lekki, as specifications differ and the area; which is sand-filled portends a lot of challenges to construction companies that must take careful measures, lest the newly built building be swept away with water.

Given a rough estimate, experts in the real estate industry revealed that it may require about N16 million to N20 million to finish a beautiful, well laid-out building on the Peninsula. Here below, you can find an estimate that suggests how much you can set aside for this project. Remember, these figures are not conclusive.

A Real Estate Expert's estimate of 2 Units of 5-Bedroom Flat

1. Average plot size 450sqm or 648 sq meter.

2. Raft foundation = 3 million.

3. Masonry work = 2.5 million.

4. Rooms: 11X11ft because of the sparse land since there has to be extra 14 ft free, (10 ft in the front for the parking space), the remaining at the backyard.
Decking and extra masonry = 5 million.

5. Roofing, furnishing, and utilities = 5 million.

This is a rough estimate. However, you can contact your engineering consultant to learn more and don't be shocked when the consultant seems to ring a different bell. prices and expertise differ from individual to individual.

It is hoped that this short bit of information on the cost of building a house in Lekki will guide you through your building project objectively.

Jakande Estate Isolo, Lagos Mini-Boom Area



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